How Long Does It Take to Close on a Home?

by Eric English

The average closing time in Florida is 30 to 45 days — but it can vary based on financing, inspections, and negotiation timelines.

With Cash

Cash purchases can close in as little as 7 to 10 days, especially if there are no repairs or title issues.

With a Loan

Expect around 30 days if you're using financing. Factors that can impact timing:

  • Loan type (FHA, VA, conventional)

  • Appraisal delays

  • Required repairs

  • Lender backlog

Post-Contract Process Includes:

  • Inspection

  • Title search

  • Appraisal

  • Final loan approval

  • Clear to close

  • Final walkthrough

Need to move fast or close with flexibility? I can help you structure timelines that meet your needs and protect your interests.

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Eric English

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+1(352) 308-7111

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