How Long Does It Take to Close on a Home?
The average closing time in Florida is 30 to 45 days — but it can vary based on financing, inspections, and negotiation timelines.
With Cash
Cash purchases can close in as little as 7 to 10 days, especially if there are no repairs or title issues.
With a Loan
Expect around 30 days if you're using financing. Factors that can impact timing:
-
Loan type (FHA, VA, conventional)
-
Appraisal delays
-
Required repairs
-
Lender backlog
Post-Contract Process Includes:
-
Inspection
-
Title search
-
Appraisal
-
Final loan approval
-
Clear to close
-
Final walkthrough
Need to move fast or close with flexibility? I can help you structure timelines that meet your needs and protect your interests.
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