Can I Buy a House and Sell My Current One at the Same Time?

Buying and selling a home at the same time can feel overwhelming — but with the right planning and strategy, it’s absolutely doable. In fact, many homeowners in Central Florida make this move every year.

Start with a Realistic Timeline

First, understand that coordinating both transactions takes careful timing. Most people need to use equity from their current home to fund the next one, which means the order of operations matters.

• Some sellers choose to list their home first, then buy after they have a contract

• Others opt for a buy-first strategy, depending on their financial situation or loan structure

Understand Your Financing Options

Talk with a trusted lender about options like:

• Bridge loans

• Home equity lines

• Contingency-based offers

• Extended closing timelines

A strong lender will help you see if you can qualify for the next home before you close on your current one.

Consider Making Your Offer Contingent

If you're buying first, consider writing an offer that’s contingent on the sale of your home. This can be trickier in a competitive market, but it's still an option in many Central Florida communities, especially for move-up buyers.

Talk With a Real Estate Advisor Early

The earlier you involve a real estate professional, the smoother the process. I help my clients weigh timing, financials, and local inventory to make smart moves on both sides of the deal.

Thinking about upgrading, downsizing, or relocating? Let’s make a coordinated plan that works for your situation.