“Date the rate” is not a real estate strategy.

It may be a catchy phrase, but buyers and sellers deserve more than optimism—especially with mortgage rates hovering around 7%.

For anyone relying on financing, higher rates affect far more than a headline. They affect purchasing power, monthly payments, negotiating flexibility, and whether a move makes sense right now.

Could rates come down? Of course. But no one should make a major buying or selling decision based on the assumption that refinancing will be easy or that rates will fall quickly.

The reality is that many people still need to move: because of a growing family, a job change, a divorce, health needs, or simply the start of a new chapter.

Those decisions require clear thinking, realistic numbers, and honest guidance.

You do not need a perfect market. You need a clear plan and an experienced professional who will help you make the best decision for your circumstances—not simply tell you what you want to hear.